Investments; Deposit Account; Services; Bank Islam Cards. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. Deposit and Investments. Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application. Bank Islam Personal Financing-i (Package), Your amount should be between On top of that you will are not required to have any guarantor or collateral in order to apply for this application. 200,000, Your salary should be between There are three interest rates tiers where you can enjoy better inter… Having Takaful means that you can enjoy better interest rates and having protection for your installments in case of unfortunate incident. Select from All banks. So the loan is not available for anyone working in the private sector. Bank Islam Malaysia Berhad (Jawi: بڠك اسلام مليسيا برحد) is an Islamic bank based in Malaysia that has been in operation since July 1983. Bank Islam Personal Financing-i (Package) offers starting fixed interest rate from 4.99%p.a., approved loan amount of up to RM200,000 and max. Financing Quantum. The payment for Bank Islam Personal Financing-i  is done via auto salary deduction or salary transfer to Bank Islam. Kemudahan Pembiayaan Peribadi-i Bank Islam adalah satu pembiayaan bercagar/tidak bercagar bagi memenuhi keperluan kewangan individu yang dikira berdasarkan sama ada kadar tetap atau kadar boleh ubah. Bagi pinjaman peribadi Bank Islam sektor awa… The Prihatin Programme is aimed at easing flood victims’ financial burden. It is clearly stated that this loan is only offered to Malaysian Public Sector employees only. Jadual Ansuran Bulanan Pembiayaan Peribadi-i Bank Islam : Pakej / Program. Floating interest rates would mean that your loan will be tied up with movements of BR with banks. Bank Islam TIDAK akan meminta pengemaskinian maklumat perbankan melalui e-mel atau pendedahan maklumat pengenalan peribadi (log masuk peribadi, kata laluan dan kod i-Akses) kepada pihak ketiga dalam apa jua keadaan. To be eligible for the loan,  you will need to be a Malaysian citizen , 18 years old and above and having a minimum salary of RM 2,000 monthly. Personal Banking. Apakah kemudahan Pembiayaan Peribadi-i Bank Islam? The loan amount would be subjected to criteria such as monthly income and credit score. You will also need a good credit record (CTOS/CCRIS) that means all of your overdue payments for all commitments should be settled off. 10,000 One point that differentiate this personal loan is there are options for fixed or floating interest rates. Bank Islam Personal Financing-i adalah pinjaman peribadi tanpa jaminan yang disediakan untuk pekerja yang berkhidmat di sektor kerajaan awam di Malaysia. Consumer Banking MUSKUN Home Financing Learn More APPLY NOW Islami Auto Finance Learn More APPLY NOW BankIslami Takaful Learn More APPLY NOW Home Remittance Learn More APPLY NOW × Apply Now Please provide your contact details and our Relationship Officer will contact and guide you how to open an account. A 0.55% Stamp duty is also applicable which is based on the loan amount. Personal Finance decisions made easy with a partner like Dubai Islamic Bank by your side. I would like to borrow over. Save more with our non-compounding charges credit cards. Having Takaful means that you can enjoy better interest rates and having protection for your installments in case of unfortunate incident. For the repayment for Bank Islam Personal Financing-i, it can be done via auto salary deduction or salary transfer directly to Bank Islam. 2. An Islamic personal loan is where the bank buys an asset on behalf of the borrower and selling it at a profit - this profit rate replaces the interest rate (used by conventional loans) as Islamic loans are prohibited from charging interest (Riba). The interest rates charged on Dubai Islamic bank personal loan starts from 6% (flat rate) and from 11% (reducing rate) Eligibility Criteria of Dubai Islamic Personal Loan Minimum salary of AED 3000 is required for both UAE Nationals and Expats Self employed individuals need a minimum income of AED 50,000 Bank Islam Personal Loan Posted on September 11, 2019 by admin Options of fixed or floating interest rates and Takaful Coverage. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. The loan comes with optional Personal Financing Takaful Plan which would protect applicants in the the unfortunate event of death or permanent disabilities. 2,000 Take note that Bank Islam Personal Loan, the Financing-i, is a loan package that is being offered to only those in public sectors and selected Government Link Companies (GLCs). Investments; Deposit Account; Services; Bank Islam Cards. There is no requirement to a deposit or advance payment when you apply for Bank Islam Personal Cash Line-i. Take note that you must not exceed retirement age at the end of the loan tenure. Personal Banking. This product is Shariah compliant and is based on Tawarruq buy and sell concept. The maximum amount to be deducted is about 50% to 60% of salary. Personal Takaful Financing Plan (PTFP) is optional with the loan. Options of fixed or floating interest rates and Takaful Coverage. Laporkan aktivity yang mencurigakan di talian 03-26 900 900 Deposit and Investments. Apply now Flat Profit Rate There are three interest rates  tiers where you can enjoy better interest if you opt for selected Takaful products. Looking for the best personal loan in Malaysia? I would like to borrow over. Pembiayaan maksimum adalah 10 tahun pembayaran balik pada umur persaraan. loan tenure up to 10 years. Tenure over 2 years Monthly Repayment RM528.75; Standard Chartered CashOne Interest Rate from 5.5% p.a. Tenure over 2 years Monthly Repayment RM528.75; Standard Chartered CashOne Interest Rate from 5.5% p.a. Private sector employee that is listed on Bank Islam panel companies such as Public Listed Companies, Goverment Link Companies is also eligible for the personal loan, Applicants will have to bring the followings when applying for this loan, Tags: bank islam personal loan repayment table, bank islam repayment table 2019, jadual pembayaran bank islam, pijaman kerajaan, pinjaman askar, pinjaman awam bank islam, pinjaman bank islam, pinjaman peribadi bank islam, From minimum of RM 10,000 to maximum of RM 200,000 financing available, Stable position with minimum salary of RM 2,000. Note: Indicative Effective Lending Rate refers to the indicative annual effective lending rate for a standard 30-year housing loan / home financing product with financing amount of RM350k and has no lock-in period. You are entitled to enjoy a flat interest rate from 4.99% per annum or floating interest rate of BR + 1.30% or BR + 2.60% per annum and the interest rate is all determined based on your loan amount that you apply (the higher the loan amount, the lower the interest rate). Deposit and Investments. This may not be a good advantage during good economy times but is certainly beneficial during recession period where interest rates can shoot over 10% in Malaysia. Bank Islam Cards. Bank Islam is the pioneer of Shariah-based banking in Malaysia and South East Asia. My monthly income is as a. RHB Easy-Pinjaman Ekspres Interest Rate from 8.18% p.a. 2. Applicant must be a Malaysian citizen aged 18 and above to qualify. Bank Islam Personal Financing-i is a loan package that is offered for public sectors and selected GLCs only.  The Shariah concept used is Tawarruq. If you are looking for an Islamic personal loan with a longer duration of repayment period (up to 10 years), you may apply for the Bank Islam Personal Financing-i (Package). The amount of loan available is from RM 10,000 to RM 200,000. Personal Banking. Use our personal financing calculator to find the best personal financing based on your requirements and eligibility. As of personal loans in Malaysia, there are no collateral nor guarantor is needed for the loan. Investments; Deposit Account; Services; Bank Islam Cards. The product includes TakafulWill writing, Banca Takaful or BankIslam Card-i. +60 19-207 4988 +603 7932 7932 [email protected] Level 26, Tower A, Pinnacle PJ, Jalan Utara C, 46200 Petaling Jaya, Selangor, Malaysia 17 Bank Islam Malaysia reviews. 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